Wednesday, June 9, 2010

travel insurance

if you are barred about your travel?

if you are in tension?

so read this and move all over barred and tension's.

Travel insurance
covers any travel related losses incurred during one’s domestic or international travels. Any good travel insurance plan should cover medical expenses, expenses regarding travel delays, emergency returns, protection from theft of cash or other personal belongings and compensation for any baggage delay.
One can also find travel insurance which insures all of the prepaid, non-refundable trip
costs which may include airfare, hotels bookings, tour costs or whatever else may have been paid for upfront or pre-booked.

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student insurance

if you are barred about your son?

if you are in tension?

so read this and move all over barred and tension's.

Your needs are unique. So are our student health insurance plans and ancillary products like dental and vision coverage. To learn more about our products, use the links at the left.

If you want to Find your School’s Plan, log in to My Account or Create an account, just use the direct links at the right.



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property insuance

Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance. Property is insured in two main ways - open perils and named perils.

Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism and war.

Named perils require the actual cause of loss to be listed in the policy for insurance to be provided. The more common named perils include such damage-causing events as fire, lightning, explosion and theft.

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medical insurance

Health insurance, like other forms of insurance, is a form of collectivism by means of which people collectively pool their risk, in this case the risk of incurring medical expenses.

The collective is usually publicly owned or else is organized on a non-profit basis for the members of the pool, though in some countries health insurance pools may also be managed by for-profit companies.

It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs.

It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by an individual.

In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from unexpected healthcare expenses.

Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government

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accident insurance

The word accident is derived from the Latin verb accidere, signifying "fall upon, befall, happen, chance." In its most commonly accepted meaning, or in its ordinary or popular sense, the word may be defined as meaning: some sudden and unexpected event taking place without expectation, upon the instant, rather than something that continues, progresses or develops; something happening by chance; something unforeseen, unexpected, unusual, extraordinary, or phenomenal, taking place not according to the usual course of things or events, out of the range of ordinary calculations; that which exists or occurs abnormally, or an uncommon occurrence.

The word may be employed as denoting a calamity, casualty, catastrophe, disaster, an undesirable or unfortunate happening; any unexpected personal injury resulting from any unlooked for mishap or occurrence; any unpleasant or unfortunate occurrence that causes injury, loss, suffering, or death; some untoward occurrence aside from the usual course of events.

An event that takes place without one's foresight or expectation; an undersigned, sudden, and unexpected event.



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credit insurance

Credit insurance is a term used to describe both business credit insurance (a.k.a. trade credit insurance) and consumer credit insurance, e.g., credit life insurance, credit disability insurance (a.k.a. credit accident and health insurance), and credit unemployment insurance,[1]

The easy way to differentiate between these two types of insurance is:

* Business credit insurance is credit insurance that businesses purchase to insure payment of credit extended by the business.
* Consumer credit insurance is credit insurance that consumers purchase to insure payment of credit extended to the consumer.

Consumer credit insurance is a way for consumers to insure repayment of loans even if the borrower dies, becomes disabled, or loses a job. Consumer credit insurance can be purchased to insure all kinds of consumer loans including auto loans, credit card debt, loans from finance companies, and home mortgage borrowing. Although purchased by the consumer/borrower, the benefit payment goes to the company financing the purchase or extending the credit to the consumer.
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Business insurance

if you are barred about your business?

if you are in tension?

so read this and move all over barred and tension's.

Your business is unique. Your business needs a business insurance plan that fits your business. Here we look at the preparations and considerations necessary to properly insure your business.
Understanding what different policy types cover is important to match your business insurance needs to what policy coverage. Knowing what coverage is mandatory and what business insurance is optional allows the business owner to control the business insurance budget.
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